Get your contractor license bond fast with same-day approval and delivery. We specialize in contractor bonds for all 50 states, including hard-to-place and bad credit applicants.
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What Are Contractor Bonds?
Contractor bonds are surety bonds required by state and local governments before contractors can obtain licenses or permits. They protect consumers and government agencies from financial loss due to contractor violations, fraud, or failure to complete work.
Types of contractor bonds we offer:
- • General Contractor Bonds: Required for building and construction contractors
- • Plumbing Contractor Bonds: Required for licensed plumbers
- • Electrical Contractor Bonds: Required for licensed electricians
- • Roofing Contractor Bonds: Required for roofing companies
Specialty Contractor Bonds: Required for sign, sidewalk, excavation, and other specialty trades
How Much Does a Contractor Bond Cost?
Contractor license bond costs range from $100 to $2,500+ per year depending on the bond amount and your credit score.
Contractor Bond Requirements by State
Contractor bond requirements vary significantly by state. Here are the most common requirements:
States Requiring Contractor Bonds:
High-Volume States (Based on Search Data):
| State / Bond Type | Bond Amount | Required For |
|---|---|---|
| Illinois Contractor License Bond | Varies by license type ($10,000+) | General contractors, specialty contractors |
| Connecticut Contractor License Bond | $10,000+ | Home improvement contractors |
| West Virginia Contractor License Bond | Varies by classification | All licensed contractors |
| Indiana Contractor License Bond | $10,000+ | Residential contractors, remodelers |
| Nebraska Contractor License Bond | Varies by county/city | General and specialty contractors |
| Massachusetts Contractor License Bond |
Typically $10,000+ | Home improvement contractors, construction supervisors |
| Kansas Contractor License Bond | Varies by municipality | Local contractor licenses |
| Washington Contractor Bond | $15,000 for Specialized Contractors & $30,000 for General Contractors | All registered contractors |
Getting a Contractor Bond with Bad Credit
Bad credit won’t prevent you from getting licensed. We can approve most contractor bond applications regardless of credit.
Bad Credit Contractor Bond Options:
- Standard Program
- Rates: 1-3% of bond amount (depending on credit)
- Approval: 24-48 hours
Bad Credit
- Higher premium rates
- Financial statements may be required
- Collateral options available
How to Get a Contractor License Bond
-
1
Determine Your Bond Requirements
• Check your state’s licensing board website
• Verify bond amount and specific form requirements
• Confirm if bond must be filed with state or municipality -
2
Apply Online
• Complete application (takes 5 minutes)
• Provide SSN for credit check (if required)
• Submit business financial information if required -
3
Receive Quote and Approval
Receive quote via email
Indemnity Agreement sent via email as well (DocuSign available) -
4
Purchase and Receive Bond
• Pay premium online or by phone
• Bond delivered via email (PDF) same day
• Original bond mailed if required by obligee -
5
File Your Bond
Receive original copy in the mail
• Submit bond to licensing authority
• Ensure bond remains active throughout license period
Contractor Bond FAQs
What is a contractor license bond?
How much does a contractor bond cost?
What states require contractor license bonds?
Can I get a contractor bond with bad credit?
How long does it take to get a contractor bond?
What happens if someone files a claim against my contractor bond?
Do I need to renew my contractor bond?
What’s the difference between a contractor license bond and liability insurance?